
Powered by


PayMate USA
Payments Made Simple, Protected Every Step.

Why Us?
2.49%
LOW Fixed Rate

Real Help, Real fast.
Actual humans, not bots, call, text or video. Available, always.

Lockdown Security.
A PCI-compliant processor utilizing fully integrated EMV, tokenization, and encryption technologies in a secure end-to-end solution.

NAB-Powered Savings That Stick.
Partnered with North American Bancard, we deliver industry
low rates—your profits stay put.

Next Day Funding.
With cut times as late as 12 a.m. ET, or Same Day Funding with cut times as late as 10:30 a.m. ET.
Who We Are
Welcome to PayMate USA, your credit card processing partner. Payments Made Simple, Protected Every Step. We’re not here to drown you in fintech jargon—we’re a straightforward team focused on saving small businesses from steep processing fees. Partnered with North American Bancard, we deliver ultra-competitive rates and a zero-fee option that lets your bottom line breathe easier.
Our hands-on customer service is the real deal—actual people who answer faster than your average hold music loops. Every transaction gets top-tier security, because your peace of mind matters. With streamlined online payment solutions and robust fraud protection, we’re built to keep your digital transactions smooth and your business thriving. Lower costs, smarter solutions, and a partner who gets it—that’s PayMate USA.
Our Vision
At PayMate USA, we see a world where small businesses don’t flinch at their payment statements—or need a magnifying glass to spot their profits. Our vision is to turn the tables on bloated processing fees, arming merchants with tools like zero-fee cash discounting and online payment solutions that actually work. We’re not chasing fintech glory; we’re building a lean operation where stellar service and bulletproof security aren’t luxuries—they’re standard. Partnered with North American Bancard, we’re here to grow with you, one saved dollar at a time, until every digital transaction feels like a win. Because your bottom line deserves better than a shrug and a bill.